We provide at least three appropriate lenders loan products to match your particular requirements and you choose which one suits you best.
Depending on the lender you choose, we can generally get your loan approval within 1-3 business days
It's a good idea to get your finance pre-approved before you buy a property. This provides peace of mind knowing you are good to go before paying deposit.
Approval Process Map
First meeting to discuss customer financial goals and objectives.
Assessment of borrower financial position and provide recommendations suitable to borrower circumstances
Customer decides which option they prefer and signs disclosure documents to enable loan application
Loan application submitted to lender for credit assessment and approval e.g. refinance and/or purchase - includes pre-approval
Lender provides approval letter - which includes any pre-settlement conditions the borrower must satisfy prior to settlement
Lender or the solicitor representing the lender generates loan documents and sends to borrower(s) [and guarantor(s) if applicable]
Borrower signs loan documents e.g. via DocuSign and lender solicitor certifies executed loan documents prior to booking settlement
Post-settlement - we check your loan set up is correct and assist you with any additional requirements
Get in touch with AG Home Loans today and optimise your property finance!